About Qbanq
Qbanq is a product offering of AUSNZ Tech Limited (NZBN: 942904755148), a company incorporated in New Zealand. AUSNZ Tech Limited is registered on the Financial Service Providers Register (FSP1010078) and is a member of Financial Services Complaints Ltd (FSCL), membership number 9456.
Our Mission & Regulatory Status
Qbanq operates as a payments and virtual account technology platform. Qbanq is not a bank. We do not accept deposits and do not provide lending services. Instead, we combine strong regulatory foundations with advanced technology to deliver flexible, transparent, and secure payment solutions for users and businesses. We do this through three core offerings:
1. Virtual Accounts & Currency Transfers
Qbanq provides access to unique virtual accounts designed for efficient payment management. Our platform supports seamless fiat currency transfers and includes the ability to convert supported crypto assets into fiat currency, giving you greater flexibility in how you manage and use your funds.
2. The Qbanq Visa Debit Card
Linked directly to your virtual account, the Qbanq Visa Debit Card allows you to spend your funds globally. Through integrated, regulated partners, the card supports real-time crypto-to-fiat conversion, enabling digital assets to be used for everyday online and in-store payments.
3. Merchant Acceptance Services
As a Payment Facilitator (PayFac), Qbanq enables businesses to accept online payments securely and efficiently. Our merchant services allow merchants to process Visa and Mastercard transactions through a robust and scalable payment gateway.
Vision & Purpose
We aim to simplify global payments by providing secure, innovative payment technology that helps businesses operate efficiently and grow with confidence.
Excellence & Trust
Qbanq is built on disciplined execution, strong integrity, and reliable support—delivering secure, dependable payment technology our clients can trust.
Innovation & Adaptability
We build flexible, user-friendly payment technology that adapts quickly to changing business needs, with transparency at its core.
Our Values
Guided by our vision, purpose, and values, Qbanq is committed to being a trusted partner in navigating the complexities of modern payments and financial technology for businesses.
01
Excellence
We strive to deliver the highest quality in our technology and services, ensuring every interaction meets client expectations and supports reliable, efficient payment operations.
02
Discipline
We act with care and consistency, applying disciplined execution to every decision, process, and interaction to maintain strong operational and compliance standards.
03
Loyalty
We build long-term relationships with our clients and partners, standing alongside them as a dependable ally and responding to their needs with commitment and support.
04
Integrity
We operate with strong ethical standards, prioritising transparency and accountability so our clients can trust how we handle and support their payment activities.
05
Adaptability
We embrace innovation and flexibility, continually evolving our platform to meet the changing needs of businesses in a fast-moving global environment.